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Frequently Asked Questions (FAQs)
What are Unitycash’s loan limit and loan term?
Unitycash provides individual with a fast microfinance loan platform. It now offers loans up to RM15,000 in monthly instalment for emergency assistance. When your application is approved, the loan will be directly deposited into the bank account/e-wallet that you have registered.
How to apply for an Unitycash loan?
Kindly visit our website at www.unitycash.asia or download Unitycash app from Google Play Store or App Store for fast loan.
Who is eligible for Unitycash’s loan services?
Unitycash offers loan services to MALAYSIAN aged 18 years old to 60 years old.
Do I need a guarantor?
You do not need a guarantor to apply a loan at Unitycash.
If my application is rejected, can I apply again?
Please check your ID and selfie video before submitting your application again.
How to make payment?
A borrower can pay loans via three channels:
- Online Banking
- Western Union
- Cash Deposit
What happens if a borrower fails to pay on time?
Should the borrower cannot repay on time, he is required to pay compound penalty.
How to make a verification on a mobile phone?
Please enter your mobile number and wait for the SMS verification code sent by Unitycash. Enter the code to complete verification.
How to change mobile number?
At this moment, our system does not support any changes to mobile number. Kindly contact our Customer Service if there is any changes.
Are you going to send me a repayment reminder?
Unitycash will send you an automated voice message to remind you for upcoming repayments. However, it is your responsibility to repay your loan on time.